Umbrella Liability Insurance

Posted by on January 11, 2010 | No Comments

A high-quality look into umbrella liability insurance. An important take away is the list of what is NOT covered by an umbrella policy. Examples include intentional damage caused by you or your family or damage arising out of business or professional pursuits. The resource also explains what a typical umbrella liability policy covers and how much coverage you will need.

From the resource: “Umbrella liability insurance can protect you against the catastrophic losses that can occur if you are sued. Most insurers who write auto and home insurance policies also sell umbrella liability policies.”

Source: BeamaLife

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Filed Under: Home Insurance

What is the Difference Between Renter’s and Condo Owner’s Insurance?

Posted by on January 8, 2010 | No Comments

A compact, but insightful look at how renter’s insurance and condo owner’s insurance differs. Learn that it is not an obligation of the property owner to insure the renter’s personal property. The condominium association’s insurance will cover the building, commonly owned property and liability coverage. Additional information is given about the three types of insurance policies: standard, broad and comprehensive.

Source: Helium

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The Cost of Insurance Ignorance

Posted by on January 6, 2010 | No Comments

A high-level look at managing risks and the costs of insurance. Although the resource encompasses all types of insurance (health, life, auto, home) the information will help you lower your home insurance costs by instructing you to carefully consider your deductible. From the resource: “Homeowners insurance should carry no less than a $1,000 deductible or substantially more if you can afford the first $1,000 to $5,000.”

Source: Forbes.com

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