Posted by NewBuyer on December 12, 2009 | No Comments
A straight-forward look at whether you should buy an extended auto warranty. Learn how extended warranty coverage often overlaps with a manufacturer’s warranty. View how to calculate the actual cost of the warranty coverage. From the resource: “I’m not saying you shouldn’t buy an extended warranty, I just want you to be aware of how they work. It may sound cheap, but you need to do a little math to get the true cost of the warranty.”
Source: About.com
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Posted by NewBuyer on December 12, 2009 | No Comments
A comprehensive guide to shopping for auto insurance. Learn what to look for in an auto insurance company, the factors that will determine your rate (age, gender, marital status, type of vehicle, etc.) and why it pays to shop around.
From the resource: “You want to be adequately covered if you get in an accident. And you definitely don’t want to pay more for car insurance than you should. So maybe rushing through the process isn’t the best way to go.”
Source: NASDAQ
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Posted by NewBuyer on December 12, 2009 | No Comments
A clear explanation of the 28/36 Ratio used by mortgage lenders to calculate how much home a potential buyer can afford. The housing ratio and the debt ratio are clearly spelled out and a real-life example is given. See if the house you want is worth the price by learning the importance of “property value.”
From the resource: “How much house can I afford? This depends on your down payment and your income. Bankers use a somewhat flexible formula, including payments and debts, to determine how much house you can afford. You can use that formula, too. It’s called the 28/36 Ratio (28% is called the Housing Ratio, 36% is called the Debt Ratio-See below for full explanation).”
Source: Consumer Credit Repair
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