Car Buyer’s Checklist

Posted by on December 6, 2009 | No Comments

A unique car buyer checklist. This comprehensive document allows you to record various details about the car you are about to purchase. A sampling of the checkbox items include whether the car was used as a demonstrator, the expiration date of the manufacturer’s warranty and rebates or special finance rates offered. From the resource: (The checklist) basically tells the car buyer exactly what to ask and what information to make sure they have by the time the car is purchased.”

Source: Consumer Fraud Alert

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Filed Under: New Car Buying

Buying vs. renting: How do your insurance needs change?

Posted by on December 6, 2009 | No Comments

A helpful primer on renters insurance. Renters insurance and what it covers is outlined along with reasons why you should purchase renters insurance. From the Resource: “Renters insurance is much more affordable than home insurance. According to the National Association of Insurance Commissioners, the average cost of a renters insurance policy is between $15 and $30 per month-less than the phone bill in most households.”

Source: KCBA.com

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Filed Under: Home Insurance

Mortgage Points May Not Be Worth Buying

Posted by on December 6, 2009 | No Comments

A clear look at buying points to lower your monthly mortgage payments versus putting that money toward a larger down payment (which will also lower your monthly mortgage payment). See why increasing your down payment may be the better choice unless you plan on living in your home for longer than fourteen years. Learn to shop around for the lender who will give you the largest reduction in your interest rate per point (i.e. a rate cut). With this number you may find that buying your mortgage points is the better deal.

Source: TheStreet.com

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Filed Under: Mortgage

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