Learn what role your credit plays in the mortgage process, and what you can do to check, correct and strengthen your credit score and credit rating.
Should both spouses’ names be on the mortgage? Here’s a great article that’ll help you answer it. It talks about the importance of reviewing your credit histories and scores and determining your combined debt-to-income ratio. A valuable resource.
If you will take on a mortgage to pay for your new home, check your credit score immediately. This number determines how much money you can borrow and the interest rate you will pay for it.